Business of the Month
Michael Wegner
LifeStyle Financial Services
201 N. Logan St.
Texas City, TX 77590
(409) 949-9444 (work)
mwegner@mylsfa.com
Lifestyle Financial Advisors, Inc. (LSFA) is a full-service retirement planning firm that was established in 1987. The independent firm was founded by Michael Wegner and has grown substantially over the last three decades. With three locations to serve you in Texas City, Friendswood and Deer Park, our clients on the gulf coast have an experienced advisor near them. Our advisors are well qualified with an average of over 20 years experience. Being independent allows us to offer our clients an unbiased objective approach to serving your investment planning needs.
LSFA has always taken a “Big Picture” approach, meaning we listen to find everything that is important to you and incorporate that into your plan. Though we are not attorneys, we believe having a properly prepared will and a basic foundation of financial planning is just as important as planning a monthly retirement income. By making a conscious choice not to charge a planning fee for our services. LSFA offers a complimentary consultation to those that are serious about their future and what to plan for retirement.
Our services include retirement planning at all levels. For individuals, LSFA offers retirement projections, cash flow analysis and income planning for assets they have accumulated in their 401k plans and pensions, normally through rollovers and in-service withdrawals. Plans are designed to meet investment objectives but taxes, risks, time horizons and other factors are all considerations.
One great service offered to individuals for retirement is the 401k Optimizer. This is normally a paid service to provide advice for participants that have a 401k through their employer. For our clients, we absorb the cost to offer this as a complimentary service. Whether you are 20 years or 2 years from retirement, having professional advice on your 401k allocation can be very valuable and is a great way to start planning years before you actually plan to retire.
Our investment advisory services are offered through Lifestyle Asset Management, Inc. (LSAM) and utilize a menu of portfolios to meet the objectives of our clients. Whether an account is tax-deferred or taxable and whether an investor is conservative or aggressive, we have options to meet those needs. In addition, LSAM offers the review of the entire 401k Plans for employers. Companies have the responsibility to offer proper disclosures, investment options and education about their plans. Our advisory services have helped many employers reduce costs, become more compliant and bring more value to their employees.
Whether you are planning for the future or considering retirement, LSFA invites you to a complimentary consultation. We have advisors ready to serve you and your family. Visit us at www.mylsfa.com or call us at 281-992-9220.
Making Todays Dreams Tomorrows Lifestyle